Brett Pierce of CountryPlace Mortgage explains the purpose of construction lending, and how specifically a construction loan works. Learn more at http://www.countryplaceloans.com/construction-loans/
Information from CountryPlace Mortgage about the HARP (Home Affordable Refinance Program). Learn more at http://www.countryplaceloans.com/fannie-mae-harp-loans/
A panel of lenders discuss active programs specifically designed for community owners. David Protiva - moderator Jeff Buice, GENCapital Curt Hodgson, Legacy Homes Lance Hull, 21st Mortgage Marc Katz, Broadfield Finance Casper Koble, Country Place Mortgage Adam Peterson, HAS Financial Kevin Thrash, American Commerce Bank
How to buy Land & Farms LAND BUYER'S TIPS 1 http://www.littlefamilyfarm.com Floyd County Virginia SUBSCRIBE & keep up with videos http://www.youtube.com/subscription_center?add_user=lcfgroup See list of all "Buyer's Tips" http://www.youtube.com/playlist?list=PL5BFA696AF53E32EE&feature=plcp Write out your thoughts as you answer the following questions: What will be the primary use you have for the property- immediate and long-term? What is your purpose in buying it? Are you looking for a presumed permanent stay, or are you buying for an interim period? Maybe only for weekend recreation? For retirement? Assuming you have determined a budget and allocated a certain amount for this new home and property, what price range are you comfortable with?Are you able to pay cash for the property? Do not forget that taxes and insurance will be added costs associated with your purchase. How much acreage can you physically manage? In what area will you look for acreage? Give careful thought to the commute: to and from work, school, place of worship, areas of interest,etc. What is the proximity to your friends and family members? Is there enough shopping and available services in the surrounding area to supply your needs? Topography is important as it pertains to construction and accessibility. Personal preferences vary and the usefulness of all of your acreage maybe affected. Some love the views. Others can't stand to be stranded in the winter storm. What is the access you will have to your property-does it suffice? If you can find a parcel with a peaceful spring or creek flowing,or a pond to fish, woods for hunting/ hiking, or pasture for an animal or two, is that of additional interest to you? Restrictions... know what restrictions you consider tolerable and protective, and which ones you would prefer to avoid. For instance,will you be allowed to construct the home you want on your property now or in the future? Are your pets or animals welcome according to the declaration of restrictions associated with your desired property? What about business activity at your home? If you need to sell the property in the future: consider the saleability of the property you wish to buy. Look over your notes and visualize again what your dream property may look like. Try to narrow your search and compare only properties you decide in advance will be suitable. Subscribe to our channel http://www.youtube.com/subscription_center?add_user=lcfgroup UNIQUE BENEFITS OF LCF GROUP: "LAND FOR SALE BY OWNER" The LCF Group is a family-run enterprise that has been buying and selling rural land since 1968. The LCF Group develops rural properties in a manner that is complimentary to its surroundings, and desirable to the buying public. These properties are then marketed "for sale by owner' for farming, investment, hobby or retirement, or as a "dream' home place for families. We may also find for you dream properties which are suitable as weekend retreats, sites for home business/ workplaces for telecommuters, mini-farms, horse country / ranch/ organic farms—any country place where you can live out "your dream' and achieve a certain quality of life. BENEFITS OF BUYING LAND "FOR SALE BY OWNER' We are experienced and we work with you! No third party to pay. We can discuss your dreams and current needs. We can negotiate price & terms together. We offer added benefit of owner financing: Buy with a smaller down payment Low interest rates to start No fees to apply, no points Easy application process, Same-day approval Secure your land, then make your plans One set of "closing costs' versus two Simple interest loan Extra funds applied directly to loan principal No penalty for early payoff We can often help when other lenders cannot Interest you pay may be tax-deductible We will work with you for the long term. We are knowledgeable and ready to help. Just call !! References for the LCF Group available. Video produced by the LCF Group, LCF Group consisting of David Larsen KK4WW, Gaynell Larsen KK4WWW and Dee Wallace KG4VMI.. The LCF Group ( 1-540-745-2322 ) We maintain the Floyd Virginia community amateur radio station N4USA and have a small historical microcomputer museum in the Village Green #8 Floyd VA a few words we use all them time bugbook ham_radio amateur_radio The LCF Group has developed and maintains the following web sites. http://www.floydcountyvirginia.org our county business directory http://www.virginiamountainland.com our land for sale by owner web site http://www.lcfarticles.com a publishing site with many ham radio stories http://www.chantillyfarm.com Where we have our annual 'Bluegrass & BBQ' Festival May 26 http://www.fairs.org all about "Foundation for Amateur International Radio Service" FAIRS N4USA Hamradio station http://www.bugbookcomputermuseum.com Our Historical Microcomputer museum in Floyd Virginia
http://KeepingItRE.com for More Videos and Information Designed to Educate and Empower Southern CA Home Buyers and Sellers Scott: I really don't know you were going to ask that.. Host: I don't know. Will you give us a little background or maybe in HARP 2. Scott: Let's do it. Host: Okay. Scott: Okay. So Host: Energy stop. Energy. Scott: So HARP 2 is the Home Affordable Refinance Program. Host: I heard that. Scott: All right. I've got to get into, I've got to get into mode here. Host: You can do it. Scott: So okay. So Home Affordable Refinance Program it was actually just extended. I, it's curious that they just extended it and because it seem like it was extended in. They extended it in the time when it seems like almost everybody who's taking advantage of it, they qualifies as already taken advantage of them. Basically, what it is, is if your loan is own by Fannie Mae or Freddie Mac and you own more than what your home is worth and you're making your payments at that time, you can refinance to take advantage of today's rates. And the sort of the purpose of the program was to go from a 6 or 5 percent interest rate go down to a 3 percent interest rate but continue to make the same payment as you were making so you can accelerate your equity, your equity growths by continuing to make your payments and just so that you can get above water faster than if you were locked into these higher interest rates. So the problem with this program is this it only loans at our own Fannie Mae or Freddie Mac. Host: Which is how many water send into the loans? Scott: Oh, man. Host: Basic I'm not into... Scott: I don't know, I don't know.. Host: Give me a guess. Scott: I couldn't even guess Host: Well give...these statistics are made up anyways so... Scott: Yeah but I'm not going to make this on now but I'll figure it out and I'll write it down in a blog and post out the video. Host: Okay. Good.... for the rest of this transcript go to http://www.zillowpress.com/user843588/keeping-it-real-estate/mortgage-basics-when-is-harp-3-going-to-be-available-home-affordable-refinance-program-543 "Keeping It Real Estate" Wrecking Crew 562-888-0404 or KeepingItRealEstateOnTheBeach@gmail.com
21st Mortgage, an American success story.
In this video, we meet Jeff, Rose, and their 5 girls who are living completely off grid on a 40-acre piece of land in Northern British Columbia, Canada. They built their own off-grid house for less than $25,000 with cedar posts sunk into the ground like a pole barn, log rafters, plywood, foam insulation, and a living roof. The house was so affordable to build because they didn't have to excavate or pour a concrete foundation, dig a well, or install a septic system. They have 2 solar power systems to power everything they need. The first solar system is just one solar panel that generates 12-Volt power for their lights, cell phones, and music player. The larger system is a 2.5 Kilowatt solar power system installed on their shop roof with a lithium ion battery bank that powers their full-sized fridge, a chest freezer, washing machine, as well as a mixer, blender and a toaster. They have a backup generator but they only have to use it for about 40 hours per year during prolonged cloudy or snowy periods. All of the water the family uses is rainwater collected from their shop roof and stored in a tank under the shop floor to keep it cool. They carry buckets of water into the house for cooking, dishes and showers. To produce clean drinking water, they filter their rainwater in a passive water filter called a Burkey (check them out here: http://www.berkeyfilters.com). The grey water from their kitchen sink and shower drains into a shallow grey water field in the backyard. They have 2 composting bucket toilets and they sprinkle sawdust into the buckets after each use to absorb moisture and prevent smells. For heat, they cut their own firewood for their Blaze King catalytic wood stove, and for their antique cookstove in the kitchen that they use for cooking and baking. Jeff and Rose homeschool their 5 girls for a few hours each day and also ensure that their kids are learning diverse life skills like growing their own food, caring for horses, raising bees, and more. We're very impressed with the clever solutions this family has come up with to make off-grid living seem so easy. If you want to learn more about this inspiring family and follow their journey, check out their Gridlessness project — they have a blog and a YouTube channel. Gridlessness YouTube Channel: https://www.youtube.com/channel/UClt1rDdFd-VUX8VXmWummSQ Gridlessness Blog: http://gridlessness.com Thanks for watching! Mat & Danielle ------------------------------------------------------------- STAY IN TOUCH! ------------------------------------------------------------ Blog: www.exploringalternatives.ca Facebook: /exploringalternativesblog Instagram: @exploringalternatives Music & Song Credits: All music in this video was composed, performed, and recorded by Mat Dubé of Exploring Alternatives.
http://www.tampa2enjoy.com Lance Mohr 813-317-4009 THIS IS A TERRIFIC HOME IN A GOLF COURSE COMMUNITY * VERY OPEN & BRIGHT FLOOR PLAN * NEUTRAL COLORS THROUGHOUT * CONSERVATION LOT * THIS IS THE BEST PRICED HOME IN ALL OF NEW TAMPA * THIS IS A MUST SEE!!! Please visit my Tampa Real Estate Blog at http://www.tampa2enjoy.com/blog
A commercial I edited with Producer Lorne James (Meione Productions) for 21stMortgage Visit 21st Mortgage Today For All of Your Real Estate and Home Financing Needs: www.21stmortgage.com
As a rural lender, learn how we can help you buy, build or refinance a home in the country or a rural community in less time and with less hassle than other lenders. We finance all types of rural properties including stick-built, modular, manufactured and log homes – on acreages or in small towns with 2,500 or fewer people. Check out more videos in our series: Financing a Rural Home: Why it Pays to Choose a Rural Lender: https://youtu.be/Vf0-hUQgU2Q Financing a Rural Home: Why it Pays to Work with a Primary Lender: https://youtu.be/zazJi5fKhkE First-Time Rural Home Buyers: Avoid These Simple Mistakes: https://youtu.be/o8DgfIfb3VQ Financing Rural New Home Construction: What You Should Know: https://youtu.be/dp3kT28GXZg Financing Rural New Home Construction: Know These Steps Before You Build: https://youtu.be/Ea-rWg033LE Financing a Country Home: What Every Farmer & Rancher Should Know: https://youtu.be/T_QaXYBI5UA Financing Rural Modular/Manufactured Homes: What You Should Know: https://youtu.be/gMACF8Fm2Tg Learn more about our rural and country home financing: https://www.frontierfarmcredit.com/country-home-loans Contact one of our local retail offices: https://www.frontierfarmcredit.com/contact Connect with Frontier Farm Credit: Website: https://www.frontierfarmcredit.com/ Facebook: https://www.facebook.com/frontierfarmcredit/ Twitter: https://twitter.com/frontierfarmcr LinkedIn: https://www.linkedin.com/company/frontier-farm-credit