In this short video we answer the question on everyone's mind, what is a 702(j) account. Visit http://www.Free702Book.com for more details.
What are 702 j retirement plans – What is a 702 j retirement plan? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of 702 j retirement plans for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to purchase a 702 j retirement plan. 702 j retirement plan: The New Qualified Retirement Plan Did you know that permanent life insurance is considered the new qualified retirement plan? I didn't either until I came across a revolutionary product. Let me share some facts about traditional qualified retirement plans and how they compare to a properly structured permanent life insurance policy. A qualified retirement plan according to the IRS includes 401K, individual retirement accounts (IRAs), pension plans and annuities. While the structures of these plans are good, they are not the best. Here are some known facts about retirement plans: Retirement plan savings are accumulated tax deferred. Although the money is tax deferred, have you ever thought about what tax bracket you will be in when you retire? More than likely it will be the same bracket you are currently in or a higher bracket because of the amount of money you will need to withdraw monthly to maintain your lifestyle. Who wants to pay more taxes when they retire? Not me. Retirement plans have a maximum contribution amount per year. Now let's be clear that I am only speaking about retirement plans that you as the owner can contribute to. There are plans such as pensions and defined benefit plans that only an employer can make the contribution to. A 401K has a $17,000 and individual retirement accounts (IRA) have a maximum $5,000 contribution limit per year. What if you want to save more? Retirement plans have required minimum distribution age. The Uncle Sam, wanting to keep his hand in your pockets as usual, requires that you must start making withdrawals from your retirement plan by age 70 ½, unless it is a Roth IRA. Whether you need the money or not Uncle Sam forces you to receive regular distributions based on a calculation they came up with AND you have to pay taxes on it. Retirement plans cost you early withdrawals fees and penalties. Now suppose you need the money before you turn 59 ½, do you think you can take what you want with no problem? Nope. If you make a withdrawal before you are 59 ½ you will not only have to pay tax, but also a 10% penalty fee. But isn't it your money? Now let's compare these same benefits of retirement plans to a permanent life insurance policy. Permanent life insurance policies include a cash value account. This account is, in simple terms, a savings account that can be used as a retirement account. Did you know that IRS code 7702 states that you can use a retirement account as a supplement retirement account? It is truly an amazing thing. Let's compare. Life insurance cash accounts are accumulated tax-free. That's right tax free. Since you pay your life insurance premium after tax, the monies allocated to your cash account are after tax. This means that if and when you decide to pull funds out of your account, you will not have to report them to the Uncle Sam. Life insurance cash accounts have a higher maximum contribution limit. I would love to tell you that you can shelter any amount of money you want in a life insurance policy but that is no longer the case. At one point in time you in fact could do this but over the years the rules have changed. However, the great thing about this limit is that it is based on the size of your policy and how much you contribute above your premium every year. As a result, this limit can be higher than the $17,000 maximum 401K limit. Life insurance cash accounts can be withdrawn at any time. The cash accumulated in a life insurance contract can be taken out at anytime. The key is to withdraw these funds as a loan and not as a basic withdrawal. Why you ask? As a withdrawal, there is a possibility that you will have to pay taxes on the interest earned in that account. But with a loan you will not have to pay any tax. In fact you won't even have to pay the loan back. As long as the policy is current, the loan balance will remain. In the event that the funds have to be distributed to the beneficiary, the loan balance will be deducted from the payout amount. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: 702 j retirement plan annuities 702 j retirement plan income 702 j retirement plan explained 702 j retirement plan reviews 702 j retirement plan review What is the best fixed indexed 702 j retirement plan vs the top immediate income 702 j retirement plan
Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
What are the best retirement plans – What is the best retirement plan? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of retirement plans and learn how you can avoid the most common mistakes that individuals have made when looking to set up the best retirement plans. How to Find the Best Retirement Plans? Here's How People think it is really hard to find the best retirement plans. Actually, the truth is, it is not hard at all. It is very easy. A good retirement plan is something that ensures financial security. It is as simple as that. How do you define financial security? By the time you retire, you should have built quit a nest egg that you don't have to depend on either your friends or the government for your daily needs. Sounds simple, right? Before we discuss further about retirement plans, I need to ask you a question. Are you in charge of your money? Do you have the freedom to invest your money wherever you want or are you still dependent on your employer to make all these decisions? The answer to these questions decides how your post retirement life will be. Unfortunately, a lot of people do not put their retirement funds to good use. The funds remain dormant in their traditional accounts due to two important reasons. Here they are. A lot of people are unaware of the fact that they can do something with their retirement funds. You can actually opt for a self directed IRA (individual retirement account) and invest your retirement funds whichever way you want and make lots of profit. A lot of people are not aware of this at all. People think that they lack the financial acumen to be able to make the right investment decisions. They think of options like the stock market and they are wary of the fact that they could lose their money by the thousands by investing in a volatile market. So, they decide to play safe by earning a tiny little interest on their retirement funds. Like I already said, the best retirement plans are the ones that give you financial freedom. How do you get financial freedom? Simple - by getting higher returns on your investment, you can safely build a nest egg for your post retirement life. How do you get higher returns? Again, the answer is simple - by investing wisely. How do you invest wisely? Now, this is a very important question. Let us take a detailed look at the answer now. To invest wisely and to pick the right retirement plans, you need to have freedom. In other words, you should be in charge of your own money, not your employer. With traditional retirement accounts like 401Ks, you are always dependent on your employer. Pick the right investment option, get steady returns, and enjoy complete financial freedom in your post retirement life. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: best retirement plans annuities best retirement plans income best retirement plans explained best retirement plans reviews best retirement plans review What is the best fixed indexed best retirement plans vs the top immediate income best retirement plans https://www.youtube.com/watch?v=_gINxOpI5kA
770 Account Revealed -- Tax Free Retirement? http://tinyurl.com/j3skebu So about that "770 Account" You've been hearing about ... http://tinyurl.com/j3skebu
UFO? Try top secret military aircraft. These are the most mysterious military airplanes, jets and space planes flying today. Subscribe to Dark5 ► http://bit.ly/dark5 Watch More Dark5: 5 Strangest Photos of World War II ► https://www.youtube.com/watch?v=ofI7D... 5 Most MYSTERIOUS Photos From Mars ► https://www.youtube.com/watch?v=JpNg8... 5 Most Mysterious Unexplained Videos on the Internet ► https://www.youtube.com/watch?v=hkCj0... Including the infamous Aurora black triangle, the Boeing X-37, the new Northrop Grumman unmanned RQ-180 stealth drone, the Blackstar space bomber, and stealth Black Hawk helicopters. These incredible black projects were developed under the watch of the US Air Force, the US Navy, the CIA, the US Army and NASA. With numerous sightings, they've been the subject of conspiracy theories and investigations for decades. Tested in top secret locations like Area 51, evidence and footage is difficult to obtain but rumors of their existence continue to persist. So buckle up for a look at the 5 most secret military aircraft, and don't be surprised if you encounter a bit of turbulence... Like Dark5 on Facebook ► http://bit.ly/Dark5FB Follow Dark5 on Twitter ► http://bit.ly/Dark5Tweets Info On Other Top Secret Aircraft: TR-3A / TR3A Black Manta: http://bit.ly/1fSSCzD TR-3B / TR3B Astra: http://bit.ly/1iwl6iX Russia Ayaks: http://bit.ly/1kCOGU9 China Dark Sword, J-20 and J-31: http://bit.ly/NohLGB SR-72: http://bit.ly/1kXxDyQ Music: "Sullen Industrial Trip Hop" by Bloodredtape Dark5 is a curated repository of knowledge featuring the darkest, strangest, weirdest, scariest and most amazing of science, science fiction, history, technology and horror. Within you'll encounter paranormal top 5 lists including the most mysterious photos that cannot be explained, mysterious creatures caught on tape, secret conspiracies, unexplained videos, aliens, UFOs and the creepiest monsters real and imagined.
Isambard Kingdom Brunel, FRS (/ˈɪzəmbɑrd bruːˈnɛl/; 9 April 1806 – 15 September 1859), was an English mechanical and civil engineer who built dockyards, the Great Western Railway, a series of steamships including the first propeller-driven transatlantic steamship and numerous important bridges and tunnels. His designs revolutionised public transport and modern engineering. Though Brunel's projects were not always successful, they often contained innovative solutions to long-standing engineering problems. During his short career, Brunel achieved many engineering "firsts", including assisting in the building of the first tunnel under a navigable river and development of SS Great Britain, the first propeller-driven ocean-going iron ship, which was at the time (1843) also the largest ship ever built. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
His late night infomercials featured Vu surrounded by luxury items: mansions, yachts, expensive cars and most visibly, collections of young bikini clad women. He promoted his free 90-minute seminar to learn the same secrets he used to make millions. As a Vietnamese immigrant, he presented himself as the classical 'rags to riches' story. Vu's investment theory involved finding "distressed" properties: foreclosures, bankruptcies, divorces, tax liens, and selling them at a profit. Vu's somewhat loose grasp of the English language and his use of beautiful models as backdrops made him one of the more humorous personalities of the infomercial genre. Formerly of Longwood, Florida and later, California resident, Vu has retired from real estate and lives in Las Vegas, Nevada. "...get off your butt and do it!..."
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